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Havasu · 2025-02-02T19:00:45-0600

I guess the difference is that i pay $0 deductible. If a doctor bill charges $200, they must discount Medicare, dropping the price to $150. Medicare pays $120, and the insurance pays $30. $0 cost to me.

Scout734 · 2025-02-02T19:01:58-0600

Havasu said:
I guess the difference is that i pay $0 deductible. If a doctor bill charges $200, they must discount Medicare, dropping the price to $150. Medicare pays $120, and the insurance pays $30. $0 cost to me.

That's how plan G is supposed to work.

Scout734 · 2025-02-02T19:08:44-0600

Plan G

https://www.aarpmedicareplans.com/health-plans/medsupp-details.html/86324/G02/2025

I'm going to call them tomorrow to make sure the $136 I was quoted is age issued so it'll only go up by their normal cost of living increases and not go up just because I get older.

Havasu · 2025-02-02T20:10:14-0600

This is 5 years old.

Ok, I was wrong. We have part A and part B, both thru Medicare. We then have a supplemental, which maybe is now considered part G?

Scout734 · 2025-02-02T20:22:58-0600

Havasu said:
This is 5 years old. View attachment 12241 View attachment 12242

Ok, I was wrong. We have part A and part B, both thru Medicare. We then have a supplemental, which maybe is now considered part G?

I'm guessing Plan G is what you have because it's the most comprehensive. It's a supplemental plan offered by private insurance companies. All the Plans are done by insurance companies while Parts A and B are Medicare. I'm just now learning all this, and it is confusing. Every company's plan G pays the same benefits, only the price you pay is different depending on where you live, your age when you chose the plan, etc.